Personal Peace of Mind
The topics of credit card fraud and identity theft are on everyone’s mind.  We are all concerned about privacy and how our personal financial information is used in the marketplace.  All to often retailers and merchants seem to be too casual about our precious credit resources.  Well, the more a community VUWI’s, the more peace of mind its members will have.  The VUWI approach to credit card acceptance provides the most secure credit card transaction activity available to date.  The VUWI can help stop credit card fraud in its tracks.  With the VUWI there are no opportunities for anyone in the payment

process to steal your credit card, your banking, or your other personal information.  None of this information is ever at risk.  The VUWI does not store your credit card or bank account information on either the cell phone or on the VUWI.  The VUWI never transmits via the airwaves your credit card or bank account information to the retailer or merchant.  It only transmits the amount authorized and the credit card or bank's approval code.  The VUWI also employs end-to-end encryption techniques in handling all data transfers even though the transfers do not include credit card or bank account information.  In addition, the VUWI always stores a copy of your receipt on your phone and on your myvuwi.com account.  You never need to worry about having the proper receipt to make an authorized return of a purchase.  As an added benefit, you do not need to carry a plastic card that may be lost, mislaid or stolen.  You do not need to hand over your plastic and have anxiety over what the retailer is doing with it behind the counter or at the cash register.  When using the VUWI you are assured of a safe and secure purchase process, always providing you with complete peace of mind.

Community Peace of Mind
Something that money cannot buy.  A community of merchants accepting credit cards through the VUWI can help bring peace of mind to each community member.
     • Community members can carry less cash and no need for a bulky wallet full of plastic.
     • No bulky wallets, no targets for the local snatch and grab.
     • Ladies can leave their purse at home all they need is their cell phone.
     • No purses, no targets for the local snatch and grab.
     • Fewer targets eventually translates into less crime and more peace of mind

Parental Peace of Mind
Currently, many parents provide their children with cell phones to allow their child to summon help in an emergency and to simply keep in touch with them for better parenting.  Most carriers have special plans available for children that help a parent in their efforts to keep their children safe.  Having the VUWI shopping applet on a child’s phone adds several more tools to a parents’ parenting arsenal.

• With the VUWI shopping applet, parents need not worry about their child         losing their lunch money or being stranded without emergency funds.      • Parental controls mean that parents can provide their college bound young         adults with available credit and limit the amount of available credit by         transaction, by day or by month.      • Through the VUWI e-mail notification feature, parents can see exactly what         their children, teens and young adults are spending their money on, and         where.      • Parental controls mean a parent is able to review how their child spends         money and teach them about the problems of impulse buying and how         budgets work.      • If you want more information on the use of cell phones and your child, try         the following: